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Содержимое

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baji live 999 এর মাধ্যমে আপনি লাইভ স্ট্রিমিং এর সাথে বাজি লাইভ করতে পারেন। এটি আপনাকে প্রতিটি ম্যাচের লাইভ স্ট্রিমিং দেখতে এবং বাজি লাইভ করতে সহায়তা করে। baji 999 live login এর মাধ্যমে আপনি সহজেই এক্সেস পেতে পারেন এই সুবিধাগুলি।

বাজি লাইভ 365

baji live 365 এর মাধ্যমে আপনি পুরো বছর লাইভ স্ট্রিমিং এর সুবিধা পেতে পারেন। এটি আপনাকে প্রতিটি ম্যাচের লাইভ স্ট্রিমিং দেখতে এবং বাজি লাইভ করতে সহায়তা করে। baji live 365 login এর মাধ্যমে আপনি সহজেই এক্সেস পেতে পারেন এই সুবিধাগুলি।

নিরাপদ পেমেন্ট গেটওয়ে

বাজি লাইভ প্ল্যাটফর্মে নিরাপদ পেমেন্ট গেটওয়ে ব্যবহারের মাধ্যমে আপনি সহজেই আপনার ট্রানজেকশনগুলি নিরাপদে পরিচালনা করতে পারেন। baji live 999 login এবং baji live 365 এর মাধ্যমে আপনি নিরাপদ পেমেন্ট সিস্টেমে অ্যাক্সেস পেতে পারেন।

নিরাপদ পেমেন্টের বৈশিষ্ট্য

baji live net live এর নিরাপদ পেমেন্ট গেটওয়ে ব্যবহারের মাধ্যমে আপনি নিম্নলিখিত বৈশিষ্ট্যগুলি উপভোগ করতে পারেন:

  • দ্রুত এবং নিরাপদ ট্রানজেকশন
  • বিভিন্ন পেমেন্ট মাধ্যমের সমর্থন
  • উচ্চ স্তরের ডেটা সুরক্ষা

কীভাবে নিরাপদ পেমেন্ট গেটওয়ে ব্যবহার করবেন

আপনি baji live login এর মাধ্যমে প্ল্যাটফর্মে লগইন করার পর, নিরাপদ পেমেন্ট গেটওয়ে ব্যবহার করে আপনার পেমেন্টগুলি নিরাপদে পরিচালনা করতে পারেন। baji live 999 এবং baji live এর নিরাপদ পেমেন্ট সিস্টেম নিশ্চিত করে যে আপনার ট্রানজেকশনগুলি নিরাপদ এবং সহজেই পরিচালনা করা যায়।

ব্যবহারকারী বিন্যাস এর সুবিধা

বাজি লাইভ প্ল্যাটফর্মে ব্যবহারকারীদের জন্য বিভিন্ন বিন্যাস সরবরাহ করে যা তাদের অনলাইন ক্রিকেট বেটিং অভিজ্ঞতাকে আরও সুবিধাজনক করে তোলে। নিচে কিছু গুরুত্বপূর্ণ বিন্যাস এবং তাদের সুবিধাগুলি আলোচনা করা হল:

বাজি লাইভ 365 এবং বাজি লাইভ 999

বাজি লাইভ 365 এবং বাজি লাইভ 999 ব্যবহারকারীদের জন্য বিশেষ বিন্যাস সরবরাহ করে। এই বিন্যাসগুলিতে ব্যবহারকারীরা সহজেই লগইন করতে পারে এবং লাইভ ক্রিকেট ম্যাচে বেটিং করতে পারে। এছাড়াও, এই বিন্যাসগুলি ব্যবহারকারীদের জন্য বিশেষ বোনাস এবং অফার সরবরাহ করে।

বাজি লাইভ নেট লাইভ

বাজি লাইভ নেট লাইভ বিন্যাসটি ব্যবহারকারীদের জন্য লাইভ ক্রিকেট স্ট্রিমিং এবং বেটিং সরবরাহ করে। এই বিন্যাসটি ব্যবহারকারীদের জন্য বিশেষ সুবিধা হিসেবে নিম্নলিখিত বৈশিষ্ট্যগুলি সরবরাহ করে:

বিন্যাস
সুবিধা

বাজি লাইভ 365 সহজ লগইন, বিশেষ বোনাস বাজি লাইভ 999 দ্রুত লগইন, বিশেষ অফার বাজি লাইভ নেট লাইভ লাইভ স্ট্রিমিং, বেটিং সুবিধা

এই সমস্ত বিন্যাস ব্যবহারকারীদের জন্য বাজি লাইভ প্ল্যাটফর্মে আরও সুবিধাজনক এবং ব্যবহারকারী-বান্ধব অভিজ্ঞতা সরবরাহ করে।

ক্রিকেট ম্যাচ প্রতিযোগিতা

বাজি লাইভ 999 এবং বাজি লাইভ 365 এর মাধ্যমে ক্রিকেট ম্যাচ প্রতিযোগিতায় অংশগ্রহণ করা যায়। বাজি লাইভ 999 লগইন এবং বাজি লাইভ 365 লগইন প্রক্রিয়া সহজ এবং দ্রুত করে দেয়। বাজি লাইভ নেট লাইভ প্ল্যাটফর্মে আপনি লাইভ ক্রিকেট ম্যাচের সাথে সম্পর্কিত সকল তথ্য পেতে পারেন। বাজি লাইভ লগইন করে আপনি ম্যাচের প্রতিযোগিতায় অংশগ্রহণ করতে পারেন এবং আপনার প্রিয় দলের জয়ের জন্য বাজি ধরতে পারেন।

টিম নির্মাণ এবং প্রশিক্ষণ

বাজি লাইভ প্ল্যাটফর্মে একটি সফল টিম নির্মাণ এবং প্রশিক্ষণের জন্য কয়েকটি গুরুত্বপূর্ণ ধাপ রয়েছে। এই ধাপগুলি নিম্নরূপ:

টিম নির্মাণ

  • বাজি লাইভ 999 লগইন: প্রথমে বাজি লাইভ 999 লগইন করুন এবং আপনার অ্যাকাউন্ট সেটআপ করুন।
  • বাজি লাইভ লগইন: বাজি লাইভ লগইন করুন এবং টিম নির্মাণ বিভাগে যান।
  • বাজি লাইভ নেট লাইভ: বাজি লাইভ নেট লাইভ প্ল্যাটফর্মে বিভিন্ন খেলোয়াড়ের তথ্য দেখুন এবং আপনার টিমের জন্য উপযুক্ত খেলোয়াড় নির্বাচন করুন।

প্রশিক্ষণ

  • বাজি লাইভ 365: বাজি লাইভ 365 লগইন করুন এবং প্রশিক্ষণ মোডে যান।
  • বাজি লাইভ 365 লগইন: বাজি লাইভ 365 লগইন করুন এবং টিমের খেলোয়াড়দের প্রশিক্ষণ দিন।
  • বাজি লাইভ 999 লগইন: বাজি লাইভ 999 লগইন করুন এবং প্রশিক্ষণের ফলাফল পর্যবেক্ষণ করুন।
  • এই ধাপগুলি অনুসরণ করে, আপনি বাজি লাইভ প্ল্যাটফর্মে একটি শক্তিশালী এবং প্রশিক্ষিত টিম নির্মাণ করতে পারেন।

    বিভিন্ন লিগ এবং টুর্নামেন্ট

    বাজি লাইভ 999 এবং বাজি লাইভ 365 এর মাধ্যমে আপনি বিভিন্ন লিগ এবং টুর্নামেন্টের লাইভ ক্রিকেট দেখতে পারেন। বাজি লাইভ 999 লগইন এবং বাজি লাইভ 365 লগইন করে আপনি আইপিএল, বিপিএল, টি-টোয়েন্টি এবং অন্যান্য গুরুত্বপূর্ণ টুর্নামেন্টের খেলা দেখতে পারেন। বাজি 999 লাইভ লগইন এবং বাজি লাইভ নেট লাইভ এর মাধ্যমে আপনি সর্বশেষ খেলার আপডেট এবং স্কোর দেখতে পারেন। বাজি লাইভ এর মাধ্যমে আপনি সবচেয়ে বেশি উপভোগ্য ক্রিকেট অভিজ্ঞতা পেতে পারেন।

    সাপোর্ট এবং গ্রাহক সেবা

    বাজি লাইভ প্ল্যাটফর্মে সাপোর্ট এবং গ্রাহক সেবা অত্যন্ত গুরুত্বপূর্ণ। আমাদের লক্ষ্য হল আপনার অভিজ্ঞতাকে সহজ এবং মজাদার করে তুলতে সাহায্য করা। নিম্নে আমাদের সাপোর্ট এবং গ্রাহক সেবার কিছু গুরুত্বপূর্ণ দিক আলোচনা করা হল:

    সাপোর্ট সিস্টেম

    • বাজি লাইভ 999 লগইন: আপনি যদি বাজি লাইভ 999 লগইন সমস্যায় পড়েন, আমাদের সাপোর্ট টিম আপনাকে সহায়তা করবে।
    • বাজি লাইভ 365 লগইন: বাজি লাইভ 365 লগইন সম্পর্কিত কোনো প্রশ্ন থাকলে, আমাদের সাপোর্ট সার্ভিস ব্যবহার করুন।
    • বাজি লাইভ নেট লাইভ: বাজি লাইভ নেট লাইভ সম্পর্কিত কোনো সমস্যা হলে, আমাদের সাপোর্ট টিম সর্বদা প্রস্তুত আছে।

    গ্রাহক সেবা

  • বাজি লাইভ লগইন: বাজি লাইভ লগইন সম্পর্কিত কোনো প্রশ্ন থাকলে, আমাদের গ্রাহক সেবা ব্যবহার করুন।
  • বাজি লাইভ 999: বাজি লাইভ 999 সম্পর্কিত কোনো সমস্যা হলে, আমাদের গ্রাহক সেবা টিম আপনাকে সহায়তা করবে।
  • বাজি লাইভ 365: বাজি লাইভ 365 সম্পর্কিত কোনো প্রশ্ন থাকলে, আমাদের গ্রাহক সেবা ব্যবহার করুন।
  • আমাদের সাপোর্ট এবং গ্রাহক সেবা টিম সর্বদা আপনার সমস্যাগুলি সমাধানের জন্য প্রস্তুত আছে। আপনার সাপোর্ট এবং গ্রাহক সেবার জন্য আমরা আপনাকে ধন্যবাদ জানাই।

    ফিচার এবং আপডেট সম্পর্কে জানুন

    baji live এর সর্বশেষ ফিচার এবং আপডেটগুলি আপনার অনলাইন ক্রিকেট বেটিং অভিজ্ঞতাকে আরও উন্নত করতে পারে। baji live 365 এবং baji live 999 এর মাধ্যমে আপনি সর্বদা সর্বশেষ আপডেট এবং নতুন ফিচারগুলি পেতে পারেন।

    লগইন প্রক্রিয়া

    baji live 365 login এবং baji 999 live login এর মাধ্যমে আপনি সহজেই আপনার অ্যাকাউন্টে প্রবেশ করতে পারেন। নতুন ব্যবহারকারীদের জন্য baji live net live এর মাধ্যমে সহজ রেজিস্ট্রেশন প্রক্রিয়া রয়েছে।

    নতুন ফিচার

    baji live 999 এর মাধ্যমে আপনি লাইভ ক্রিকেট স্কোর, বেটিং অপশন এবং অন্যান্য সুবিধাগুলি উপভোগ করতে পারেন। বাজি লাইভ এর মাধ্যমে আপনি সর্বদা সর্বশেষ আপডেট এবং নতুন ফিচারগুলি পেতে পারেন।

    Olymp Casino Bangladesh – Your Gateway to Exciting Gaming Experience

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    ✔️ Licenza ADM n°15038. Precisiamo comunque che non si tratta degli unici requisiti cui prestare attenzione: è importantissimo leggere attentamente termini e condizioni delle varie promozioni, anche quando vi trovate sulle piattaforme dei migliori siti scommesse AAMS. Tuttavia, questo non rende i fornitori meno rispettabili. Lo stesso discorso vale naturalmente con tutti gli altri giochi, dal poker alle slot passando per bingo, blackjack e scommesse sportive. La varietà dell’offerta di un operatore si può valutare anche dalle sezioni speciali proposte all’interno della piattaforma di gioco. Anche qui, la scelta finale è vostra, calcolate sempre se il gioco vale la candela. Scommesse sportive, sempre più avvincenti nel nostro Paese grazie all’apertura ai campionati stranieri e a un portafoglio di sport molto ampio. 200% Offerta di benvenuto fino a 7. Beh, ragazzi, mettetevi comodi perché c’è da fare un bel discorso. In Scommetti and Vinci troverai tutto quello che ti serve per puntare e vincere nei migliori bookmakers online che offrono le quote più alte. Le free bets rappresentano un’opzione molto apprezzata nei siti di scommesse stranieri dai giocatori italiani. Oltre ai giochi cosiddetti da tavolo verde, l’Italia offre ai suoi giocatori la possibilità di testare tantissime e differenti slot machine che vanno dalle innovazioni della Novomatic o della Playtech fino a titoli più vecchi, potremmo quasi dire vintage.

    The Essential role of property asset managers

    The role of the property asset manager is misunderstood by many, with the majority of property investors and other industry participants thinking that the role does not extend beyond the collection and remittance of rental receipts and acting as a buffer between the landlord and the tenant.

    Little do they realize that a good property asset manager will generate a greater return from a property portfolio and enable long term portfolio strategic objectives to be realized.

    Any investor in property would benefit from a professional property asset manager but it is essential to   know what to look for in selecting a professional to manage their property(s)?

    1. Astute investors understand that you need a professional who is experienced in the market. Not just any market, but the Dubai market. Typically, if you find somebody with at least 10 years’ experience, you will have found somebody who has survived the global recession, and that should provide a reasonable indication that they are in the business for the long term and that they had the skills to navigate and survive Dubai’s property slump. Many didn’t.
    2. Strategic Approach. A competent property asset manager will provide a whole host of services for the investor but the most important is the development of a Property Portfolio Strategy. The professional must be able to articulate and present his thoughts after conducting a thorough assessment of your personal situation and property portfolio. He must be able to provide you with a credible strategy and activity plan which is designed to harness the true potential of your property and provide you with the maximum rate of total return. It is essential to have a well thought out strategy for your property portfolio if you are to maximize your returns.
    3. Knowledge and Understanding. Not just anybody can formulate a credible and implementable strategy. It requires years of expertise and a fundamental understanding of what makes Real Estate such a worthwhile and superior investment. A true professional will have a strong knowledge base on topics including industry history, current market factors and trends, risk factors, and the likelihood of relevant future events that will affect the performance of your property investment. This knowledge should span global, regional and local landscapes and will require a good understanding of economic factors, industry knowledge extending to government policy and regulation, finance and market dynamics.
    4. Planning Expertise and Ability to Implement. Forming a strategy is one thing, but being able to bring the strategy to life is quite another. A true professional will provide an activity plan which will include details of pricing and marketing, customer relationship management and tenant management and policy for the entire portfolio. Essentially, this area of expertise is related to the “topline” or revenue generation and management of the property. Equally important is the cost management and maintenance supervision of the property. Many times, I have seen excellent “topline” performance being eroded due to poor operational and maintenance cost controls.
    5. Organizational Ability and Communication Skills. Managing your property portfolio will also require proper performance measurement, communications and review schedules, and status reporting and financial statements. Investors should always seek examples of these elements as transparency and candid performance appraisals are essential for managing your portfolio correctly by addressing shortfalls to objectives, issues requiring addressing and opportunities for performance improvement, in addition to your peace of mind.
    6. Customer Centricity. It’s important to choose a property manager who you can work with and who, you believe, has your best interests at heart. Your property manager must be customer centered and, unfortunately, in this business, this is not always the case.
    7. There is no point entering a business relationship that is lacking in mutual trust and respect. The investor must have confidence in his ability to manage a business … the investor’s business… which just so happens to be a property portfolio. As with all investments, but especially investments in property, there will be good times and challenging times. There is no such scenario as “set and forget”. It doesn’t exist. If you do not respect the manager you have appointed, the relationship will not survive the challenging times and you will need to go through the whole process of finding a replacement.
    8. A History of success. The investor should be sure to ask for referrals and call some existing clients. It’s important to seek out success stories and ask to see examples of client reports to assess their completeness, continuity and timeliness. The investor must ask the property manager carefully thought out questions to gauge the depth and breadth of knowledge that he possesses.
    9. Finally, it’s essential that the organization the investor is dealing with has the resources to support the manager of the portfolio. In these times of eliminating overheads, individual performance can be inhibited because of a lack of organizational support. The investor should ask to meet the team.

    Choose Wisely The investor must ensure that the property asset portfolio is in good hands providing expected returns with as little hassle as possible. But the investor must realize that once a property manager is appointed, the ultimate return on the investment is largely in his hands.

    WHAT TO FACTOR INTO SPACE CALCULATIONS

    If you are planning on expanding your business or simply relocating from your old office, the first major task at hand is determining how much office space you will require for your enterprise. Now, this is no easy task, and there are many considerations to be made as the decisions that you make at this stage can have a serious impact on how efficiently and effectively you will be able to conduct your business.

    How so? Because your new office space will have a direct effect on your staff morale and productivity, impressions made on your new or potential clients or visitors to your office, and on your overall brand image as well.

    When estimating space requirements, you first need to understand how you plan to arrange your employees so as to promote efficiency and productivity through the application of clever office spatial design. You must appreciate that allocating office space and configuring seating plans is very political, and egos within your staff can be either inflated or deflated depending on what you decide to do. So tread carefully, and make sure you can logically justify every decision that you will make.

    For a start, everybody will have an argument as to why they must have their own office, or why their office needs to be bigger. Reasons, some valid and some not, will range from the need to keep confidential data and material away from prying eyes to the necessity to hold confidential meetings, to requiring a quieter work environment so as to concentrate better. Typically, its ego that’s the real driver behind such requests.

    The easiest way to allocate work space is to do so on the basis of seniority requirements.

    For example, I would generally allocate an office (or cabin) for the president, VP(s), CEO, general manager, directors, and anybody who deals with particularly sensitive information such as personnel managers or legal staff. The actual size of the offices is a function of seniority, how much of an impression you wish to make on clients, how efficient your office is in utilizing digital data storage, how many meetings are conducted with your clients or staff, and the size of the meetings that you will periodically conduct.

    Depending on the above considerations, I would usually recommend to my clients that the offices should range in sizes from 40 sq.m. for presidents, 25 sq.m. for VPs to 15 sq.m. for general managers. Obviously, these sizes will vary according to business size and type, and you may find that many larger corporations actually will have guidelines as to what positions within the company warrant an office and how large it should be.

    Cubicles or workstations tend to be of a more uniform size except where the organization employs team leaders or supervisors.

    Employees such as secretaries, customer service reps, accountants, programmers, data entry, clerks and engineers generally require around 12 sq.m. to 15 sq.m. depending upon document storage requirements and desktop hardware such as computer screens, laptops, printers, scanners and telephones.

    Estimating document storage is a critical factor. While every employee will probably require their own document filing cabinets, many businesses also need to provide for central file or document storage areas. This is one area where inefficiencies in data storage by employing digital storage capability can cost a company dearly by paying for, what in some situations may be premium space to simply store files which may be referred to only in emergencies. This is extremely inefficient, and alternative solutions such as digital data storage or offsite warehouse storage should be explored.

    There are many additional spatial requirements that also need to be considered. Reception areas will logically depend upon the number of receptionists employed, but also be influenced by the number of visitors are typically received, and whether you utilize the reception area as a waiting area as well.

    Conference and meeting rooms are always an interesting topic of discussion. It always seems that there are never enough, and many companies have quite elaborate online booking systems for staff to reserve the meeting room of their choice. Rule of thumb would suggest that a conference room should be 5 sq.m. with 2.5 sq.m. allowed for each seated person. Obviously items such as projection equipment, screens, sizes of conference tables and spare seating would need to be factored in before a final size could be determined.

    Depending on the size of the organization and the actual amount of mail traffic expected, the mail room can be anywhere between 15 sq.m. to 30 sq.m. The process for distributing mail will play a large part in determining space requirements as systems utilizing “pigeon holes” can be quite space intensive.

    Lunch and break rooms are very important for employee morale and can add to productivity as well as they often promote teamwork and cross-functional dialogue. Make sure that you provide a comfortable space for your employees by allocating at least 7 to 10 sq.m. plus 2.5 to 3 sq.m. per person seated.

    Finally, do not get caught in the trap of outgrowing your premises halfway through the lease period. Calculate your future space requirements based upon your projected growth plan. Many organizations neglect to factor in the possibility of growing by at least 25% over the ensuing 5 years, and find themselves desperately short of space with no convenient place to expand to. While you may have unutilized areas in the initial period of the lease, this is far cheaper than having to either terminate a lease to relocate or have a second office situated in a different address.

     

    Rental Yield Tightening?

    Many people misunderstand the role of the property manager, thinking that the role does not extend beyond the collection and remittance of rental receipts and acting as a buffer between the landlord and the tenant. Little do they realize that a good property manager will generate a greater return from their property portfolio and enable a long term portfolio strategy to be realized. So what should you look for in selecting a professional to manage your property(s)?

    Well, first of all, you need a professional who is experienced in the market. Not just any market, but the Dubai market. Typically, if you find somebody with at least 10 years of experience, you would find somebody who has survived the global recession, and that should provide a reasonable indication that they are in the business for a long time and that they had the skills to navigate and survive Dubai’s property slump. Many didn’t.

    A competent property manager will provide a whole host of services for you but the most important is the development of a Property Portfolio Strategy. Your chosen professional must be able to articulate and present his thoughts after conducting a thorough assessment of your personal situation and property portfolio. He must be able to provide you with a credible strategy and activity plan which is designed to harness the true potential of your property and provide you with the maximum rate of total return. It is essential to have a well thought out strategy for your property portfolio if you are to maximize your returns.

    Not just anybody can formulate a credible and implementable strategy. It requires years of expertise and a fundamental understanding of what makes Real Estate such a worthwhile and superior investment. A true professional will have a strong knowledge base on topics including industry history, current market factors and trends, risk factors, and the likelihood of relevant future events that will affect the performance of your property investment. This knowledge should span global, regional and local landscapes and will require a good understanding of economic factors, industry knowledge extending to government policy and regulation, finance and market dynamics.

    Forming a strategy is one thing, but being able to bring the strategy to life is quite another. You will require an activity plan which will include details of pricing and marketing, customer relationship management and tenant management and policy for the entire portfolio. Essentially, this area of expertise is related to the “topline” or revenue generation and management of the property.

    Equally important is the cost management and maintenance supervision of the property. Many times, I have seen excellent “topline” performance being eroded due to poor operational and maintenance cost controls.

    Managing your property portfolio will also require proper performance measurement, communications and review schedules, and status reporting and financial statements. You should always seek examples of these elements as transparency and candid performance appraisals are essential for managing your portfolio correctly by addressing shortfalls to objectives, issues requiring addressing and opportunities for performance improvement, in addition to your peace of mind.

    You also need to choose a property manager who you can work with and who, you believe, has your best interests at heart. Your property manager must be a customer centered and, unfortunately, in this business, this is not always the case.

    There is no point entering a business relationship that is lacking in mutual trust and respect. You must have confidence in his ability to manage a business… your business… which just so happens to be a property portfolio. As with all investments, but especially investments in property, there will be good times and challenging times. There is no such scenario as “set and forget”. It doesn’t exist. If you do not respect the manager you have appointed, the relationship will not survive the challenging times and you will need to go through the whole process of finding a replacement. So take your time but invest your time to your benefit. Be sure to ask for referrals and call some existing clients. Seek out success stories. Ask to see examples of client reports and so you can have an idea of their completeness, continuity and timeliness. Ask your property manager carefully thought out questions to enable you to gauge the depth and breadth of knowledge that he possesses.

    Ensure that the organization you are dealing with has the resources to support the manager of your portfolio. In these times of eliminating overheads, individual performance can be inhibited because of a lack of organizational support. You should ask to meet the team.

    Finally, remember, it’s your investment, and you need to ensure it’s in good hands providing you with the returns you expect with as little hassle as possible. Once you appoint a property manager, your ultimate return on your investment is largely in his hands. Choose wisely.

    Managing your property portfolio will also require proper performance measurement, communications and review schedules, and status reporting and financial statements.

    القطاع العقاري يبدأ صياغة ملامح ما بعد كوفيد ـ 19

    واجه الاقتصاد العالمي في ظل تداعيات أزمة كورونا انكماشا اقتصاديا مما كان له أثر كبير على شتى القطاعات ولاسيما القطاع العقاري. و يرى الرئيس التنفيذي لشركة هاربور العقارية والمحاضر في معهد دبي العقاري، السيد مهند الوادية، أننا نعيش حقبة جديدة وواقع جديد يمر به العالم بأكمله ويصنف اقتصاديا بمصطلح ” البجعة السوداء”، وهو حدث له تداعيات كبيرة على المدى الطويل وليس لأي قطاع مناعة ضد أي ازمة من هذا الحجم.
    فعام٢٠٢٠ هو عام الشجعان بالنسبة للقطاع العقاري، والمرحلة القادمة تتطلب شجاعة من قبل جميع العاملين واطراف المعادلة العقارية من اصحاب القرار لسن قوانين لدعم قطاع العقارات بطريقة مبتكرة ، تخدم العاملين والمتعاملين بالقطاع. وايضا تقديم وابتكار حلول من قبل المطورين العقاريين و موفرين الخدمات لاستقطاب مستثمرين بطريقة ذكية تتماشى مع الوضع الراهن

    وأضاف الوادية: قد تأثر قطاع العقارات بهذه الأزمة، وبالأخص قطاع الإيجارات. فقد تراجعت أسعار الإيجارات وشملت تسهيلات ومبادرات من قبل عدد كبير من الملاك المؤسسيين والأفراد تضمنت إعطاء أشهر إيجار مجانية أو تسهيلات في الدفع أو تخفيض للقيم الإيجارية للمحافظة على المستأجرين وتقليص نسب إخلاء المستأجرين. أما أسعار البيع لم تنخفض بنفس الوتيرة، لانه اذا نظرنا الى قطاع العقارات وأدائه خلال العقد الماضي في دبي، رأينا الأزمة المالية العالمية عامي ٢٠٠٨ و ٢٠٠٩. حيث حدث انخفاض حاد بالأسعار سببه حدوث تضخم و فقاعة عقارية سبقت الأزمة. تلاها هبوط حاد بالاسعار في عامي ٢٠٠٨ و٢٠٠٩، وظل العقار في وتيرة تصحيح لغاية نهاية عام ٢٠١٣، حين فازت دبي باستضافة معرض إكسبو دبي، فأصبح هناك صعود مفاجئ بالأسعار بنسب تصل ل 30% والتي تعد نسبة غير مستدامة تزامنت مع طرح مشاريع جديدة، تلاها حركة تصحيح للارتفاع السريع الذي شهده القطاع ومن ثم مر القطاع بمرحلة تصحيح وهدوء تدريجي خلال الأعوام التالية.

    لكن الأزمة الحالية من غير المتوقع أن تسبب هبوط حاد مماثل للذي شهده القطاع في خلال الأزمة الاقتصادية العالمية لان أزمو كوفيد 19 لم يسبقها أي فقاعة، حيث أن القطاع العقاري كان يمر بمرحلة تصحيح تدريجي على مدى عقد من الزمن وصلت فيه أسعار العقارات لمستويات منخفضة لا توفر مجال لانخفاضات مفاجئة.

    كما أنه يجب أخذ بعين العتبار أنه تم تطوير البنية التحتية القانونية والتشريعية في العقد الماضي بجهود جبارة من أصحاب القرار في الدولة ودائرة الأراضي والأملاك، لحماية جميع اطراف المعادلة العقارية من مشترين مستثمرين ومطورين و مهنيين عقاريين، والآن نحن بمرحلة نضوج قانوني لم يشهده القطاع من قبل، فقد تم طرح قوانين جديدة لتحسين قطاع العقارات منذ عام 2008. ومؤخرا تم تعديل السياسات النقدية والمالية التي طرحتها الحكومة بدولة الإمارات العربية لتعزز الاقتصاد بطريقة تطمئن الجميع، لذلك نرى أن آثار أزمة كوفيد 19 وتداعياتها الأثر الاقتصادية أقل بكثير من دول أخرى. فقد قررت الحكومة تأجيل أقساط الديون المتعثرة مدة 3 أشهر وإيقاف تنفيذ الإخلاءات الإيجارية والإجراءات التنفيذية وإعفاء رسوم تجديد التراخيص والأنشطة التجارية ورسوم حماية البيانات الشخصية وإعفاء رسوم إصدار وتجديد تصاريح العمل المؤقتة وتخفيض رسوم المرافق. وكذلك خطط التحفيز التي أطلقتها الحكومة، وخطة الدعم الاقتصادي للمصرف المركزي، إلى جانب حزمة الحوافز الاقتصادية التي ساهمت في توفير المرونة الكافية ومساعدة الاقتصاد ككل وقطاع العقارات على الاستجابة للأوضاع الراهنة.

    وقد أصبح التوجه الآن بعد حدوث هذه الأزمة للحكومة الذكية والالكترونية، وبما أن حكومة دبي توجهت لذلك منذ فترة طويلة، لم يكن هناك عقبة لحدوث التداولات العقارية في فترة الحظر ، وتم إدراج الكثير من التداولات العقارية ولكنها انخفضت بنسبة ٪٦٠ في تلك الفترة. وقد قامت شركتنا هاربور العقارية بمعاملات عقارية منذ بداية العام بقيمة تتجاوز ١٥٠ مليون درهم ، مما يأكد أن هناك العديد من المستثمرين يقومون بشراء العقارات في ظل الأزمة الحالية. وتوفر البنية التحتية التكنولوجية في دبي بشكل كبير ساهم في استمرار التداولات العقارية عن بعد عن طريق الانترنت. ، فالتحدي الحالي هو التعايش مع هذه الفترة بطريقة ذكية، والمستثمر الذكي يقتنص الفرصة المناسبة بالوقت المناسب. وحالياً ترجع دبي وقطاعاتها تدريجياً للحالة الطبيعية، فمنذ تم فك الحظر الأسبوع السابق ارتفعت في شركتنا هاربور العقارية نسبة المهتمين بالشراء بنسبة ٪١٠٠.

    وسيتم كذلك تغير العرض والطلب، فمثلا سيستمر العرض علي القطاع السكني، لان السكن والعمل أصبح حاليا من البيت، فسيزداد الطلب على البيوت. ومن المتوقع أن يزداد الطلب أكثر على بيوت اوسع بإطلالات اجمل مع غرفة اضافية لتكون مكتب للعمل عن بعد وحدائق وبلكونات واسعة. وبالمقابل من المتوقع أن يتباطأ الطلب عللى قطاع المكاتب ومحلات التجزئة، حيث شهد التسوق انلاين نمو كبير. كما من المتوقع أن يستعيد قطاع الفندقة نشاطه تدريجيا مع تركيز الطلب على الفنادق الراقية والتي تتبع إجراءات السلامة وقد يؤدي ذلك الى تباطؤ في الطلب على بيوت للعطلات. ومن المتغيرات التي شهدها القطاع هو حركة الهجرة الداخلية حيث ينتقل العديد من المستأجرين من الشقق ذات القيمة المرتفعة والموجودة في قلب دبي للمناطق الخارجية التي توفر مساحات أكبر وبأسعار أقل مع أسلوب حياة أكثر تناسبا مع الواقع الجديد وبالأخص وحدات فلل التاون هاوس.

    في الفترة الحالية، البقاء سيكون للأكثر ابتكارا وتعايشاً مع واقع السوق الجديد. وتأجيل معرض إكسبو دبي سيفتح آفاقاً جديدة أمام المطورين، فإلى جانب أنه سيعطيها متنفساً للتعافي من الأضرار التي لحقت بهم بسبب الأزمة الراهنة، سيمنحهم فرصة لاستكمال وإنهاء مشاريعهم المخططة للعامين الحالي والمقبل.

    انصح المطورين بتوفيرعروض تتماشى مع احتياجات القطاع الحالية والمستقبلية عبر خطط دفع ميسرة وكذلك عبر تقديم قيمة حقيقية وخدمة عملاء استثنائية ليستمروا في ادارة شركاتهم بطريقة ربحية، مع الحرص على توفير حلول مبتكرة، لا تعتمد على كثرة الاعلانات او تخفيض الأسعار بل بتوفير قيمة حقيقية على المال من خلال طرح خطط دفع ميسرة، واعفاء المشتري من رسوم الخدمة المرتفعة ورسوم تسجيل العقار وعقارات مصممة بشكل يتناسب مع احتياجات الطلب الجديدة. فلدينا في هاربور العقارية مشاريع لفلل تاون هاوس جاهزة مع خطط دفع تصل لعشرون عاماً وبأقساط ثابتة بدون بنوك.

    ورغم أن هذه الفترة لها جانب سلبي، لها جانب ايجابي أيضاً، فهي فرصة لاقتناص شراء عقار باسعار توفر قيمة حقيقية على المال، حيث نرى هذه الفرص في وقت الأزمات، فالثروات تخلق في وقت الأزمات ، والعقار يستثمر فيه للمدى الطويل لذا يجب شراؤه بالوقت المناسب، والآن هو وقت مناسب للشراء سواء للاستثمار أو السكن. وتعد كذلك فرصة لسن قوانين لدعم قطاع العقارات بطريقة مبتكرة ، تخدم العاملين والمتعاملين بالقطاع. وايضا تقديم وابتكار حلول من قبل المطورين العقاريين وموفرين الخدمات لاستقطاب مستثمرين بطريقة ذكية وتتماشى مع الوضع الراهن.

    العقار من افضل أصول للاستثمار على المدى الطويل ويجب الصبر عليه لتحقيق العوائد الاجمالية المرجوة منه، ويعد آمن جدا اذا استثمر بالوقت الصحيح وبالطريقة الصحيحة وإذا تم ادارته بالطريقة الصحيحة على المدى الطويل. فأي شخص يشتري عقار في بلد له مستقبل واعد وبنية تحتية قوية وموفري خدمات مهنيين، فهو ينتهج الطريق الصحيح لتحقيق الاستقلال المالي ولاختيار العقار الصحيح. أنصح الأفراد بالتطوير من معرفتهم العقارية و بشراء عقارات جاهزة وليس قيد الإنشاء، بخطط دفع ميسرة من المطور مباشرة وعدم الاقتراض من البنوك إلا إذا كانوا على دراية كاملة بتفاصيل التعاقد مع البنك. وأيضاً دراسة سمعة المطور وأسلوب الحياة قبل شراء أي عقار.

    Ask The Agent


    I have a property portfolio of a mix of 1 and 2-bedroom flats in JLT and Dubai Marina. With this in mind, how do I capitalise on what I have?

    Seek professional advice as to how to manage your real estate portfolio. Many landlords across Dubai are bound to miss out on the revenue-generating opportunities that Expo 2020 will bring because of poor or non-existent planning. A competent property manager will provide you with the best opportunity to maximise your financial gains by giving you an assessment of the opportunities, and a strategy and activity plan designed to harness the financial potential of your property. Do not make the mistake of leaving your planning too late. You will need to comprehend current and likely future market conditions and events, likely risk factors that may enable or inhibit revenue growth, inflation and cost increases, and a complete comprehension of financial modelling and the ever-developing area of industry policy and regulation.

    I am considering buying property to offer for rent. I am looking at two similar offers, one of which is located within 150 meters of a metro station and offered at a premium of around 8 percent. Is this reasonable?

    Let us first look at why properties situated close to the Metro can command a premium. It is all about convenience, cost and lifestyle efficiency. Your prospective tenants can enjoy a cost-effective, fast, comfortable and reliable mode of transport to either travel to work, visit friends or even do some light shopping. No traffic hassles, road works, parking, and wear and tear on the family car while the requirement for a second family car is diminished. Many tenants are prepared to pay a rental premium for a property which allows them to enjoy these benefits. Our studies have shown that properties located within a .5-kilometre radius of the Metro in Dubai can command between a 6 percent and 11 percent premium when compared to similar properties with no feasible ambulatory access to a metro station.

    My apartment is ready. When I said that I want to inspect it the developer said they already completed their inspection. Is this right?

    Technically, once an official Completion Certificate has been issued for the building by the Dubai Land Department, it is deemed ready for handover and your contractual obligations regarding transfer of ownership remain. Nevertheless, I doubt if the developer has your best interests at heart in this instance. You have the right to inspect (snag) your apartment and report any legitimate issues to the developer for rectification. Items which can be remedied in the short term should be fixed immediately. Remember, once you have taken ownership of the apartment, the developer is obliged to fix any issues that may arise for a full 12 months following the transfer of ownership. It is in your interests to snag your apartment, and I strongly recommend you engage a professional to do this on your behalf.

    What is the difference between a leasing agreement and a property management agreement?

    You enter into a leasing agreement when you wish your real estateto locate suitable tenants for your apartments, facilitate the signing of the tenancy agreement leaving you to assume the responsibility and devote your time to managing the tenant and all aspects of the property thereafter. A property management agreement includes a lot more. A competent property manager will provide an assessment, strategy and activity plan. Considerations include history, current market and risk factors, industry knowledge extending to policy and regulation, finance and market dynamics. An activity plan will be provided covering pricing and marketing, customer relationship management, tenant management and policy, cost management, maintenance supervision, communications and review schedules, status reporting, financial reporting and resourcing. All of these activities will be performed by the property manager under a property management agreement.

    Question of the Week

    With Expo 2020 coming, is there anything I should do differently with my two apartments in Dubai Marina from a leasing point of view?

    Timing will be critical to the decisions that you make regarding the management of your property. First of all, you need to get professional advice as you require a skilled and knowledgeable property manager to help you harness the true financial potential of your property during this unique period in Dubai’s real estate history. You need to appreciate that there will be some nuances and important considerations when looking at the opportunities that the World Expo 2020 will provide. For example, overall values will change but differing asset types and locations will not necessarily move in unison as Expo preparations move ‘from the analytical and planning phases through to implementation and eventual launch and operational phases. Initially, it is likely that investor demand will drive much of the value appreciation to be followed by an increasing rate of end-user demand for accommodation, both for villas and apartments. Those areas in proximity and with easy access to the Expo 2020 site itself will attract initial attention. However, as the event draws closer, demand for more centrally located property will also increase. One can expect both the rental return and capital return curve to steepen as we move closer to the event launch.betting sites not with gamstophttps://ducaticorse-advf.com/meditazione-orgasmica-la-nuova-moda-sexy/